Based on their requirements, one can either opt for an Individual Plan or a Family Floater plan under the Retail Health Insurance Policy. The sum insured can be chosen from Rs 50,000 to Rs 5 lakh. To buy online Retail Insurance, one can fill in the required information on the Insurance website and get the desired plan.

• Any in-patient hospitalization charges such as room rent, ICU charges are covered up to the sum insured.

• Any medical expenses that are incurred 30 days before hospitalization are covered up to 10% of the SI.

• Ambulance expenses can be reimbursed up to Rs 1500.

• Ayurvedic treatments are covered up to Rs 20,000 as per the sum insured. Other alternative treatments like Homeopathy and Unani are covered up to Rs 15,000 per policy period.