Vibrant HR Consultancy


INSURANCE

Marine Insurance

Placing an order for your favourite football club’s branded merchandise may give the diehard fan in you a cause for celebration. It also sets in motion a complex chain of events that spans an elaborate network of manufacturers, logistics agencies and of course, insurance companies. What does insurance have to do with e-commerce, you ask? Well, Marine Insurance underwrites billions of dollars worth of goods- from the moment they leave the factory where they’re produced until they finally arrive at the buyer’s warehouse

  • Payment of premium: An owner must ensure that the premium is paid well in advance so that the risk can be covered.
  • A Group health insurance for employees covers the hospitalization expenses due to any illness, disease or accident during the policy period
  • Contract of Indemnity: Marine insurance is contract of indemnity and the insurance company is liable only to the extent of actual loss suffered.
  • Period of marine Insurance: The period of insurance in the policy is for the normal time taken for a transit. Generally, the period of open marine insurance will not exceed one year.
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